Mortage Checklist

Standard Documentation

Most loan programs, with the exception of "No Doc" loans, require the following supporting documentation:

Social security card & driver's license

Most recent 1 full month's pay stubs

Most recent 2 years' W-2's

Most recent 3 months' bank statements (all pages)

Residence (and landlord) addresses for past 2 years

Name & address of each employer for past 2 years

Credit report & appraisal fee

Account information, regarding any existing open loans


Additional Documentation

The following information may be required, depending on your situation:

Current Real Estate Owners: addresses and loan information on all real estate owned
Self Employed: business license or tax returns or Commission or Bonus income
Previous Bankruptcy: bankruptcy discharge papers

Previous Divorce: divorce papers
Non-Citizens: resident alien card

Addresses of other real estate owned and loan info is the official site to help consumers to obtain their free credit report.

Request your free annual credit report.